Deposit Rates

The Rates are accurate as of:
,

Certificate of Deposit

Type Minimum Rate APY
6 Month $2,500 0.16% 0.16%
12 Month $500 0.31% 0.31%
18 Month $500 0.51% 0.51%
24 Month $500 0.61% 0.61%
30 Month - Step up CD $500 1.16% 1.16%
36 Month $500 1.26% 1.26%
42 Month $500 0.96% 0.96%
48 Month $500 1.36% 1.36%
60 Month $500 1.55% 1.56%

• APY compounded semi-annually
• Penalty for early withdrawal


Individual Retirement Accounts

Type Minimum Rate APY
18 Month IRA $100 1.01% 1.01%
42 Month IRA $100 1.26% 1.26%
Variable IRA (APY compounded daily) $25 1.25% 1.26%

• APY compounded semi-annually
• Penalty for early withdrawal if not of age


The Club & PrimeTimers' Club Checking Accounts

Amount Rate APY
$300 - $4,999.99 balances 0.31% 0.31%
$5,000 & over balances 0.36% 0.36%

• APY compounded daily
• Variable Rate


Statement Savings Accounts and Smart Savers Club

Amount Rate APY
$50 - $24,999.99 balances 0.26% 0.26%
$25,000 and over balances 0.46% 0.46%

• APY compounded daily
• Variable Rate


Holiday Club


Rate APY
With Automatic deduction (ACH) 0.65% 0.65%
Without automatic deduction (ACH) 0.40% 0.40%

Simple interest paid at end of term


Insured Money Market Accounts

Amount Rate APY
$300 - $24,999.99 balances 0.41% 0.41%
$25,000 - $99,999.99 balances 0.46% 0.46%
$100,000 - $199,999.99 balances 0.56% 0.56%
$200,000 and over balances 0.61% 0.61%

• APY compounded daily
• Variable Rate


Advantage Plus Money Management

Amount Rate APY
$.01-$9,999.99 balances 0.46% 0.46%
$10,000-$24,999.99 balances 0.51% 0.51%
$25,000-$99,999.99 balances 0.56% 0.56%
$100,000 and over balances 0.61% 0.61%

• APY compounded daily
• Variable rate


Business Now


RateAPY
$1,000 and over balances0.46%0.46%

• APY compounded daily
• Variable rate


Business Insured Money Market Accounts

AmountRateAPY
$300 - $24,999.990.41%0.41%
$25,000 - $99,999.990.46%0.46%
$100,000 - $199,999.990.51%0.51%
$200,000 and over balances0.56%0.56%

• APY compounded daily
• Variable Rate


The above term A.P.Y. represents Annual Percentage Yield.