Deposit Rates

The Rates are accurate as of:
,

Certificate of Deposit

Type Minimum Rate APY
6 Month $2,500 0.16% 0.16%
12 Month $500 0.31% 0.31%
18 Month $500 0.51% 0.51%
24 Month $500 0.61% 0.61%
30 Month - Step up CD $500 1.16% 1.16%
36 Month $500 1.26% 1.26%
42 Month $500 0.96% 0.96%
48 Month $500 1.36% 1.36%
60 Month $500 1.55% 1.56%

• APY compounded semi-annually
• Penalty for early withdrawal


Individual Retirement Accounts

Type Minimum Rate APY
18 Month IRA $100 1.01% 1.01%
42 Month IRA $100 1.26% 1.26%
Variable IRA (APY compounded daily) $25 1.25% 1.26%

• APY compounded semi-annually
• Penalty for early withdrawal if not of age


The Club & PrimeTimers' Club Checking Accounts

Amount Rate APY
$300 - $4,999.99 balances 0.31% 0.31%
$5,000 & over balances 0.36% 0.36%

• APY compounded daily
• Variable Rate


Statement Savings Accounts and Smart Savers Club

Amount Rate APY
$50 - $24,999.99 balances 0.26% 0.26%
$25,000 and over balances 0.46% 0.46%

• APY compounded daily
• Variable Rate


Holiday Club


Rate APY
With Automatic deduction (ACH) 0.65% 0.65%
Without automatic deduction (ACH) 0.40% 0.40%

Simple interest paid at end of term


Insured Money Market Accounts

Amount Rate APY
$300 - $24,999.99 balances 0.41% 0.41%
$25,000 - $99,999.99 balances 0.46% 0.46%
$100,000 - $199,999.99 balances 0.56% 0.56%
$200,000 and over balances 0.61% 0.61%

• APY compounded daily
• Variable Rate


Advantage Plus Money Management

Amount Rate APY
$.01-$9,999.99 balances 0.46% 0.46%
$10,000-$24,999.99 balances 0.51% 0.51%
$25,000-$99,999.99 balances 0.56% 0.56%
$100,000 and over balances 0.61% 0.61%

• APY compounded daily
• Variable rate


Business Now


RateAPY
$1,000 and over balances0.46%0.46%

• APY compounded daily
• Variable rate


Business Insured Money Market Accounts

AmountRateAPY
$300 - $24,999.990.41%0.41%
$25,000 - $99,999.990.46%0.46%
$100,000 - $199,999.990.51%0.51%
$200,000 and over balances0.56%0.56%

• APY compounded daily
• Variable Rate


The above term A.P.Y. represents Annual Percentage Yield. Fees may reduce the earnings on the account. We may change the interest rate and A.P.Y after the account is opened for variable rate accounts.