Credit Cards

VISA® Credit Card

Accepted world-wide. Enhance your life with advantages you can't pass up.

Our "Enhanced" VISA® Credit Card has more to offer you than the average card. With these benefits you'll choose this card for every purchase. And all of this at no cost to you:

  • Travel Accident Insurance
  • Auto Rental Insurance
  • Travel & Emergency Assistance
  • Roadside Dispatch Program
  • Purchase Security
  • Price Protection
  • Lost Luggage Reimbursement for Checked Baggage
  • Personal Identity Theft Coverage

In addition, "Rewards" VISA® cardholders maybe rewarded for purchases. Choose from cash back or bonus points which can be redeemed for merchandise or air travel.

With such a great card, you will want to transfer balances from other cards to take advantage of all the savings!

EMV Cards:

Our VISA® Credit Cards and Check Cards have transitioned into EMV Cards which provides an added security benefit. The EMV Card utilizes a small, square area on the card, which contains an embedded computer chip. Each terminal transaction is approved by inserting your card instead of swiping it. When inserted, a unique encrypted authentication code is created to verify your card. This authentication code can only be used once and is different every time you insert your card.

Therefore, if a store were to have card data compromised, thieves would be unable to steal your information when a chip card is used due to the authentication code not being able to be used again.

Visit or to learn more about this new credit card security feature. 

Now everything you need in a credit card is available at 1ST SUMMIT BANK including access to your account online at

Please feel free to inquire today for your Life Improvement Loans® or visit any of our
Community Offices for more information.

To report your 1ST SUMMIT BANK VISA® credit card lost or stolen, call 1-800-876-9119.