Loan Rates

The Rates are accurate as of:
,

LIFE IMPROVEMENT LOANS®

Residential Mortgage Loans (First Lien Mortgages) 

Dwelling must be owner occupied. APR Points
Fixed Rate 15 years 4.125% .25%*
Fixed Rate 20 years 4.375% .25%*
One Year Adjustable Rate3.00%.25%*
*Refinance of existing 1ST SUMMIT BANK mortgage loan is .50% (points)

These "Relationship Rates" are based on the borrower having at least four services and $20,000 in loans and/or deposits with 1ST SUMMIT BANK.

• Contingent approval within 24 hours
• Monthly payments tailored to meet your needs
• We specialize in Home Construction Loans (Contractor or self-built)
• Competitive terms and rates available
• Escrow service available for paying your real estate taxes and/or homeowners insurance

For more information call 814-262-4060.

Home Equity Term Loans (Second/Junior Lien Mortgages)

Dwelling must be owner occupied.
APR
60 Months 4.375%
120 Months 4.875%

This "Relationship Rate" is based on the borrower having at least four services and $20,000 in loans and/or deposits with 1ST SUMMIT BANK. 


  • Contingent approval within 24 hours 
  • Monthly payments tailored to meet your needs
  • .25% discount with automatic payments from a 1ST SUMMIT BANK checking account.

APR
New Auto-60 months 3.49%
Used Auto-60 months 4.49%
  • Fixed APR
  • Monthly payments tailored to meet your needs
VISA® Rewards Card, home equity lines of credit, unsecured lines of credit, and personal loans are also available. 



For more information call 814-262-4060.



All of the above rates are subject to change and are provided for informational purposes only. Rate is available with a minimum F.I.C.O. credit score of 685 to qualify. Rates and terms are subject to borrower qualifications. Other terms and rates are available. The term APR represents Annual Percentage Rate. For more information call 888-262-4010.

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