Loan Rates
The Rates are accurate as of:
,
,
LIFE IMPROVEMENT LOANS®
(First Lien Mortgages)
Dwelling must be owner occupied. | APR | Points |
---|---|---|
Fixed Rate 15 years | 4.50% | .25%* |
Fixed Rate 20 years | 4.75% | .25%* |
One Year Adjustable Rate | 3.25% | .25%* |
*Refinance of existing 1ST SUMMIT BANK mortgage loan is .50% (points)
These "Relationship Rates" are based on the borrower having at least four services and $20,000 in loans and/or deposits with 1ST SUMMIT BANK. 1
|
• Contingent approval within 24 hours
• Monthly payments tailored to meet your needs
• We specialize in Home Construction Loans (Contractor or self-built)
• Competitive terms and rates available
• Escrow service available for paying your real estate taxes and/or homeowners insurance
(Second/Junior Lien Mortgages)
Dwelling must be owner occupied. |
APR |
---|---|
60 Months | 4.625% |
120 Months | 4.875% |
These "Relationship Rates" are based on the borrower having at least four services and $20,000 in loans and/or deposits with 1ST SUMMIT BANK.1
- Contingent approval within 24 hours
- Monthly payments tailored to meet your needs
APR | |||
---|---|---|---|
New Auto-60 months | 3.99% | ||
Used Auto-60 months | 4.99% | ||
1 To Qualify for Relationship rate you must have four services and $20,000 combined in deposits and/or loans with 1ST SUMMIT BANK. Four services can be any of the following:
VISA® Credit Cards, home equity lines of credit, custom credit lines, and personal loans are also available. For more information call 814-262-4060 or 888-262-4010. NMLS#407554
|