Residential Mortgage Loans (First Lien Mortgages)
|Dwelling must be owner occupied.||APR||Points|
|Fixed Rate 15 years||3.875%||.25%*|
|Fixed Rate 20 years||4.125%||.25%*|
|One Year Adjustable Rate||3.00%||.25%*|
*Refinance of existing 1ST SUMMIT BANK mortgage loan is .50% (points)
These "Relationship Rates" are based on the borrower having at least four services and $20,000 in loans and/or deposits with 1ST SUMMIT BANK. 1
• Contingent approval within 24 hours
• Monthly payments tailored to meet your needs
• We specialize in Home Construction Loans (Contractor or self-built)
• Competitive terms and rates available
• Escrow service available for paying your real estate taxes and/or homeowners insurance
Home Equity Term Loans (Second/Junior Lien Mortgages)
| Dwelling must be owner occupied. ||APR|
|120 Months|| 4.875% |
This "Relationship Rate" is based on the borrower having at least four services and $20,000 in loans and/or deposits with 1ST SUMMIT BANK.1
- Contingent approval within 24 hours
- Monthly payments tailored to meet your needs
- .25% discount with automatic payments from a 1ST SUMMIT BANK checking account.
|New Auto-60 months||3.24%|
|Used Auto-60 months||4.24%|
VISA® Reward Cards, home equity lines of credit, unsecured lines of credit, and personal loans are also available.
1 To Qualify for Relationship rate you must have four services and $20,000 combined in deposits and/or loans with 1ST SUMMIT BANK. Four services can be any of the following:
For more information call 814-262-4060 or 888-262-4010.