Credit Cards

Credit Card Merchant

As a Credit Card Merchant you will allow your customers another purchase /payment option.

  • Competitive rates and fees
  • Accepts VISA®, MasterCardTM alternative payment choice for customers
  • Local customer service

Corporate VISA® Credit Card

Give your authorized business associates purchasing ability.

  • Complete record of purchases
  • Easy way to make purchases
  • 25 day grace period
  • Competitive interest rate
  • No gimmicks

Introducing New EMV Cards!

In the coming months, our VISA® Credit Cards and Debit Cards will begin transitioning into EMV Cards which will provide an added security benefit. The EMV Card utilizes a small,square area on the card, which contains an embedded computer chip. Each terminal transaction is approved by inserting your card instead of swiping it. When inserted, a unique encrypted authentication code is created to verify your card. This authentication code can only be used once and is different every time you insert your card.

Therefore, if a store were to have card data compromised, thieves would be unable to steal your information when a chip card is used due to the authentication code not being able to be used again.

For more information, visit or to learn more about this new credit card security feature. 

Now everything you need in a credit card is available at 1ST SUMMIT BANK including access to your account online at It is fast, secure and FREE!