Consumer Awareness


Smart Cards & Chip Technology

If you use credit and debit cards, you may begin to see something different about them. The difference is a small, square area, where there is an embedded computer chip. These new cards are called "Smart Cards" and use microchip technology. This technology promises to make your in-person credit and debit card transactions safer than ever before!

Learn what you need to know about the new credit and debit cards by clicking here.


You may have heard about the fraud affecting our local area in the news. We are experiencing a problem with fraudulent debit card charges in some of our checking accounts. We have been actively monitoring this situation and are taking proactive steps to contain the fraud. Through our enhanced security monitoring you may be contacted to verify purchases that do not appear to be in your normal spending pattern. Please contact the number provided immediately to verify the transaction was completed by you.As always, reviewing the transactions in your checking account on a regular basis is a good preventative practice. If you have any questions call 814-262-4010 or 888-262-4010. 


There is a text scam that is requesting you provide your debit card number. This text message looks as if it is coming from a variety of banks and they are phishing for your personal information to use fraudulently. 1ST SUMMIT BANK will not text anyone about their debit card. Do NOT text a reply or provide them with your debit card number. 


October is Cyber Security Awareness Month.

Everyone must do their part to help prevent fraudulent activity. Here are a few easy tips to protect your information:


Change passwords regularly

Use mixed character passwords (upper and lower case letters and numbers)
Do not store them on a device used to access the internet
Use passphrases instead of passwords


Keep anti-virus/malware software up to date

Maintain up to date operating systems for extra security

Web Habits

Do not open emails and/or attachments from unknown senders

Avoid unknown/inappropriate websites
Do not click on pop-ups

Work Habits

Monitor and reconcile accounts daily

Remember:  1ST SUMMIT BANK will never ask you for your personal information in an email. If you have a reason to suspect fraud contact 1ST SUMMIT BANK immediately. We are committed to continuing our tradition of safeguarding confidential financial information.

Informational Videos

Phishing: Don't Take the Bait!

Identity Theft: Protect Yourself

Internet Fraud: If it sounds too good to be true, it probably is.

Social Media: Be careful who you trust.

Play it safe with Portable Devices

What You Need to Know About Mobile Banking.

Cyber-Attacks...How they could affect YOU.

Learn More.